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 Premium Discount Programs


PEIA offers discounts for being tobacco free, having an advanced directive/living will and participating in the Improve Your Score program.

Tobacco-Free Discount

If you've been tobacco-free for six months, report your status on Manage My Benefits and have your premium reduced $25 a month for single coverage and $50 a month for family coverage under PEIA PPB Plans A, B and C, Humana the Special Medicare Plan. If you have family coverage, all members of your family must be tobacco-free for six months to be eligible for the discount. If you quit now, six months from now your premiums can be reduced. Optional life insurance premiums also are discounted for tobacco-free members.

If you want to quit using tobacco, we offer the following benefits:

  • An office visit with a physician twice per 12-month period for smoking-related counseling.
  • Nicotine patches at no cost to the member; both the deductible and the copayment are waived on nicotine patches when prescribed by a physician and purchased at a network pharmacy.
  • All other prescription and over-the-counter (OTC) tobacco cessation products after deductible with the applicable generic, preferred or non-preferred copayment, depending on their status on PEIA's Preferred Drug List.
No need to enroll in a program. When you're ready to quit, just schedule a visit with your doctor to discuss quitting and get a prescription for any covered over-the-counter product or prescription medication to help you quit.

Go to Nicotine Replacement Therapies.

Members may use the tobacco cessation benefit three times per lifetime. This includes previous attempts.

Only members paying the "tobacco-user" premium have access to these benefits.

To check your status, click on the green Manage My Benefits button above, log in (or register, if you haven't used the site before), and choose the "Premium Discounts" button at the top of the list. From here you can view and manage all of your premium discounts.


Improve Your Score Discount

NOTE: The Improve Your Score Program will be discontinued on July 1, 2014 ... Learn more. 

Active employees covered by PEIA PPB Plans A, B or C currently receive a $10 monthly premium discount for participating in the Improve Your Score program. To receive the discount, you must be screened by a physician, who then must submit the results to PEIA with the Improve Your Score Packet. If your results are red or yellow, you also must meet engagement requirements. (See below.)

GREEN - If your overall score is green, congratulations and keep up the great work! You will receive the premium discount. 

RED or YELLOW - If your overall score is yellow or red, you must take some action to improve your modifiable risk factors. The following activities will count as “engagement” to maitain your discount:

  • see your medical home or primary care physician
  • participate in PEIA’s Face to Face Diabetes Program
  • participate in the PEIA Weight Management Program
  • participate in the Dr. Ornish Program for Reversing Heart Disease
  • participate in the Ornish Spectrum education program
  • participate in workplace lifestyle and/or fitness coaching
  • participate in a Weight Watchers program for 12 weeks (at the member's expense)
  • participate in WVU Extension Service wellness program (Dining with Diabetes, Stress Less with Mindfulness, Body Works or Diabetes Prevention Program)
To check your status or report your engagement activity, click on the green Manage My Benefits button above, log in (or register, if you haven't used the site before), and choose the "Premium Discounts" button at the top of the list. From here you can view and manage all of your premium discounts.

NOTE: The Health Plan HMO members are not eligible for the Improve Your Score discount.


Advance Directive/Living Will Discount

Active employees covered by PEIA PPB Plans A, B or C and retirees covered by PEIA PPB Plan A, Humana or the Special Medicare Plan who notify PEIA on Manage My Benefits that they have executed an Advance Directive/Living Will are eligible for the $4 monthly discount. An Advance Directive/Living Will is a legal document for making known your wishes about end-of-life care or what medical treatments you desire. It also can be referred to as a health care directive or physician’s directive. Please do not send PEIA a copy of your Advance Directive/Living Will.

To check your status, click on the green Manage My Benefits button above, log in (or register, if you haven't used the site before), and choose the "Premium Discounts" button at the top of the list. From here you can view and manage all of your premium discounts.

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